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  • Understanding Your Insurance

Understanding Your Insurance

Understanding insurance can be tricky. Get insurance education basics, explore insurance resources and more with Travelers Insurance 101.

Types of Personal Insurance Coverage

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What is Car Insurance?

Automobile insurance is designed to help protect you, others involved in an accident and your car. Coverage requirements can vary from province to province, so it’s important to know what’s included in your policy, the policy limits, discounts you may qualify for and any optional coverages you may want to consider adding.

Boat Insurance

What is Boat Insurance?

As with any other personal property, your boat needs insurance coverage as well. At Travelers Canada, we offer optional coverage for your boat, including outboard motors, trailers and unattached equipment. Boat insurance includes liability coverage, medical payments, and replacement cost payment for insured loss or damage.

  

Types of Property Insurance Coverage

Home Insurance

What is Homeowners Insurance?

A homeowners policy is recommended for anyone who owns a home and may even be required by your mortgage lender. You will need separate coverage to help protect your home and personal belongings against damage due to floods or earthquakes.

Tenants icon image

What is Tenants Insurance?

While your landlord’s insurance covers the physical dwelling, it is up to you to protect your personal property, such as your clothing, electronics and furniture that may be inside your home.

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What is Condominium Insurance?

If you live in a condominium, your building and your individual unit can have separate needs. Even if the condominium association has an insurance policy, you still need condominium unit insurance to protect your personal property, personal liability and any special assessments from your condominium corporation.

Car Insurance

What is collision coverage?

What is Collision Coverage?

Collision insurance coverage helps pay for damage to your vehicle if you are in an accident with another vehicle or object, or your vehicle rolls over.

What is comprehensive coverage?

What is Comprehensive Coverage?

Comprehensive insurance coverage covers non-collision related damage to your vehicle, such as theft or fire, as well striking an animal or a tree falling on your car in a storm.

What is bodily injury liability coverage?

What is Bodily Injury Liability Coverage?

Bodily injury liability coverage provides compensation for injuries to others, related legal expenses and damage your vehicle does if you cause an accident.

What is Property Damage Liability Coverage?

What is Property Damage Liability Coverage?

Property damage liability coverage provides compensation for related legal expenses and damage your vehicle does to another person’s property if you cause an accident.

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How to Choose Car Insurance in 4 Steps

Choosing car insurance is a challenging task given the abundance of carriers and coverage choices.

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What to Do If You're in a Car Accident

No one likes to think about the prospect of being in a car accident, but if you think ahead and understand what steps to take, you may feel better prepared for the unexpected.

Home Insurance

What is dwelling coverage?

What is Dwelling Coverage?

Dwelling coverage can pay to repair or rebuild your home if damaged by a covered cause of loss.

What is liability coverage?

What is Liability Coverage?

If others are hurt or have damaged property for which you or covered residents of your household are legally responsible, then personal liability coverage can help protect you.

What is personal property coverage?

What is Personal Property Coverage?

Personal property insurance coverage can cover your belongings – such as furniture, clothing, sporting goods or electronics – whether they get damaged at your home or apartment, or anywhere in the world – as a result of a covered loss.

What is additional living expenses coverage?

What is Additional Living Expenses Coverage?

If your home is damaged by a covered loss, additional living expenses coverage can help pay for your additional housing and living expenses while your home is being repaired or rebuilt.

Why You Need a Tenants Insurance Policy

Why You Need a Tenants Insurance Policy

Insurance coverage can be daunting, especially for renters who don’t know that they need to protect their personal property. What is tenants insurance and why do you need it?

Why Homeowners Insurance Premiums Are Rising and What You Can Do

Why Homeowners Insurance Premiums Are Rising and What You Can Do

Annual homeowners insurance premiums can increase. Learn what might be behind increasing homeowners insurance and what you can do to keep your homeowners insurance in check.

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© 2025 The Travelers Indemnity Company. All rights reserved. Travelers and the Travelers Umbrella logo are registered trademarks of The Travelers Indemnity Company in Canada, the U.S. and other countries. Travelers Insurance Company of Canada, The Dominion of Canada General Insurance Company and St. Paul Fire and Marine Insurance Company (Canada Branch) are the Canadian licensed insurers known as Travelers Canada.

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