Specialty Insurance
A suite of coverages for private companies and non-profit organizations
Now a part of Travelers OPTIMA® for Small Business
Our suite of specialty insurance products are designed for private companies and non-profit organizations. It has been crafted with the flexibility to respond to stand-alone coverage needs or as one seamless policy suite of coverages. This state-of-the-art product also offers consistent language, terms and conditions throughout all coverages, making policy building more efficient.
Find what fits
Private and non-profit directors and officers
Any organization governed by a board of directors, from non-profits to commercial enterprises, needs comprehensive D&O coverage.
Employment practices liability
Regardless of the size or type of your organization – whether large or small, for-profit or non-profit, everyone faces the risk of employment practices liability claims.
Fiduciary liability
Provides coverage for the fiduciaries, including the corporate entity serving as a fiduciary, against potential liabilities that may arise from the alleged mismanagement of an employee benefit plan or plan assets.
Errors and omissions
Errors and Omissions, or E&O insurance coverage, protects your business against claims where professional advice or services, or the failure to perform those services, caused clients financial harm.
Crime
Crime coverage helps protect your business from a wide range of exposures to theft committed by employees and certain types of fraud committed by third parties.
Cyber liability
Cyber Liability insurance protects your business against claims for financial harm that can result from failure to secure your network and protect data privacy.
Identity fraud expense reimbursement
Identity Fraud Expense Reimbursement insurance covers certain costs incurred as a result of identity fraud for you, your employees and family members.
Kidnap and ransom
Kidnap and Ransom coverages can protect your organization against losses that result from kidnap and extortion for ransom.
View our Travelers OPTIMA for Small Business - Specialty Insurance appetite & eligibility.
The Travelers advantage
Modular design provides choice
Coverages can be combined as a package or purchased as individual, stand-alone policies. Each coverage has been crafted to seamlessly work with all other coverages. Additional coverages can be “snapped in” to a policy upon renewal or mid-term. Whether it’s one or all our coverages added over time, with Travelers Specialty Insurance there’s always one cohesive policy.
Comprehensive coverage for today and tomorrow
Our policies boast some of the most progressive coverage found anywhere, providing contemporary protection for today’s evolving exposures.
An easy process
What could be easier than one insurer, one application, one renewal date and one cohesive policy form? And with clearly defined coverage modules – all listed on the same declarations page – customers know exactly what coverages they have and what their limits are.
No growing pains
Our products are scalable to fit your business needs. Customers can begin with smaller limits and retentions, and increase them as their businesses grow.
To learn more about our Specialty Insurance offerings contact your broker or locate a Travelers Canada broker near you.
Find a broker
Get the personal service and attention a broker provides. To learn more about insurance options in your area, find a Travelers Canada broker near you.