Wrap+® for Brokers
A suite of coverages for private companies and non-profit organizations
Now a part of Travelers OPTIMA® for Small Business
Wrap+ is designed for private companies and non-profit organizations. It has been crafted with the flexibility to respond to stand-alone coverage needs or as one seamless policy suite of coverages. This state-of-the-art product also offers consistent language, terms and conditions throughout all coverages, making policy building more efficient.
Find What Fits
Directors and Officers Liability for Private Companies
Privately held organizations, and the people who lead them, are vulnerable to a multitude of Directors & Officers (D&O) exposures.
Non-Profit Directors and Officers Liability
Individuals serving as directors or officers can be held personally liable for their actions and inactions and those of the people they oversee.
As fiduciary standards evolve, they are subject to a wide range of interpretations.
Errors and Omissions
Errors and Omissions, or E&O insurance coverage, is an important supplement to a business's general liability coverage.
Crime coverage helps protect your business from a wide range of exposures to crimes committed by employees and certain types of fraud committed by third parties.
Cyber Liability insurance protects you from economic damages that can result from failure to secure your network and protect data privacy.
Identity Fraud Expense Reimbursement
Identity Fraud insurance covers costs incurred as a result of identity theft and enables you and your employees to recover quickly.
Kidnap and Ransom
Kidnap and Ransom coverages can protect your organization against losses that result from kidnap for ransom and extortion.
Employment Practices Liability
While most lawsuits are filed against large companies, no organization — large or small, for-profit or nonprofit — is immune to employment practices liability claims.
The Wrap+ Advantage
Modular design provides choice
Coverages can be combined as a package or purchased as individual, standalone policies. Each coverage has been crafted to seamlessly work with all other coverages. Additional coverages can be “snapped in” to a policy upon renewal or mid-term. Whether it’s one or all our coverages added over time, with Wrap+ there’s always one cohesive policy.
Comprehensive coverage for today and tomorrow
Wrap+ boasts some of the most progressive coverage found anywhere, providing contemporary protection for today’s evolving exposures.
An easy process
What could be easier than one insurer, one application, one renewal date and one cohesive policy form? And with clearly defined coverage modules – all listed on the same declarations page – customers know exactly what coverages they have and what their limits are.
No growing pains
Wrap+ is scalable to fit your business needs. Customers can begin with smaller limits and retentions, and increase them as their businesses grow.
To learn more about Wrap+, visit the Management and Professional Liability area or contact your Travelers Canada Business Development Manager.