Public Sector

Municipal. Regional. Provincial. We understand your risks.

Travelers Canada knows the public sector. We have been providing insurance solutions to municipal, regional and provincial governments across Canada for over 25 years. 

At Travelers Canada, we think regional representation matters. Our offices across Canada are staffed with experienced underwriters who have been specifically trained on how to properly evaluate the needs and challenges of governments and other public entities in their regions. We also have regional claims teams who have an in-depth knowledge of public service claims and an understanding of the unique laws and customs of their territory. National or regional, the members of our team are committed to excellent customer service and are known for flexibility and quick response times.

Custom-made solutions crafted by public sector insurance specialists

When it comes to the public sector, there is no such thing as a one-size-fits-all approach. We take the time to understand your risks and your budgets, and develop a customized proposal that fits your needs and your risk appetite. With Travelers Canada, expect innovative recommendations – including large self-insured retentions and high deductibles – when standard products aren’t quite right for you.

Our customized solutions always include risk control and claims management, giving you more than an insurance policy. We work with you and your broker to deliver a complete risk management program that operates within your fiscal constraints.

A collaborative approach to managing public sector risk

At Travelers Canada, we believe the best approach to managing risk – particularly public sector risk – is to form a strong partnership between the customer, the broker and the insurance company. Whether insuring a school board, a municipality or a provincial government, public sector risks are diverse and claims are commonplace. In such complex environments, having the broker, risk manager and insurer working together is critical.

A complete collection of coverages

Our public sector products and services are designed for customers who administer services on behalf of provincial governments, municipal governments, school boards and post secondary academic institutions. We also deliver solutions to private enterprises that perform the same function as their public sector counterparts.

Key coverages

  • General liability
  • Property
  • Public entity management liability (E&O)
  • Automobile
  • Boiler and machinery
  • Crime
  • Professional liability for educational institutions

Travelers Canada’s public sector solutions are best suited for:

  • Canadian municipalities
  • Provincial and territorial governments
  • Post-secondary academic institutions
  • Schools and school boards (public and private)
  • Hospital properties
  • Public passenger transportation: property and liability capabilities for our protected public entities
  • Public and private utilities including co-generation plants
  • Liability-driven business

 Additional criteria

  • Travelers Canada targets public sector accounts with a minimum annual premium of approximately $25,000
  • We target governments and organizations with a proactive risk management attitude

To purchase insurance from Travelers Canada, contact your insurance broker or locate a Travelers Canada broker near you.

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