Hospitality

Coverage for hotels and restaurants

We deliver industry-specific underwriting, risk control analysis and claim service tailored to the nuances of the hospitality industry.

The Travelers Canada advantage

  • Travelers risk control professionals have the knowledge, experience and technical ability to help hotel and restaurant owners identify and reduce exposures that could result in injuries or damage to property
  • Our highly trained claims professionals understand the types of losses that can occur at hotels and restaurants
  • When there is a need for admitted U.S. policies, we have the comfort and expertise to insure our Canadian customers’ exposures in the United States

Featured products

IndustryEdge® for Hotels

From spas and golf courses to gyms, pools and restaurants, the hotel industry is full of assorted properties. It’s also full of diverse risks and exposures. Fortunately, Travelers Canada offers customizable solutions to hotels dealing with real-world risks.

  • Includes contents, stock, tenant improvements and betterments, as well as electronic data processing equipment in the definition of business personal property
  • Interruption of utility services
  • Electronic vandalism
  • Loss of master key, including key cards
  • Outside signs
  • Walkways, sidewalks, driveways and parking areas
  • Ordinance or law, including increased cost of construction and demolition costs
  • Emergency evacuation expense – boarding students or hotel guests endorsement
  • Restaurant wine stock endorsement
  • Food contamination – direct damage endorsement
  • Equipment breakdown coverage
  • Hospitality errors and omissions liability endorsement
  • Personal grooming services endorsement

Learn more about IndustryEdge® for Hotels

IndustryEdge® for Restaurants

From upscale casual to fine dining establishments, Travelers Canada has customizable full-service insurance solutions for full-service restaurants.

  • Includes contents, stock, equipment, tenant improvements and betterments, as well as electronic data processing equipment in the definition of business personal property
  • Interruption of utility services
  • Electronic vandalism
  • Outdoor property
  • Walkways, sidewalks, driveways and parking areas
  • Ordinances or laws, including increased cost of construction and demolition costs
  • Newly constructed or acquired property
  • Peak season increased limit of insurance endorsement
  • Spoilage – direct damage endorsement
  • Food contamination – direct damage endorsement
  • Infestation – direct damage endorsement
  • Restaurant wine stock endorsement
  • Equipment breakdown coverage, including production machinery

Learn more about IndustryEdge® for Restaurants

Our customers

Hotels

  • Franchised hotel operations
  • Convention hotels or conference centres
  • Both full and limited service hotels
  • Suite hotels

Restaurants

  • Fine dining restaurants
  • Upscale casual restaurants
  • Family style restaurants

For more information about our insurance solutions for hotels and restaurants, contact your insurance broker or find a Travelers Canada broker near you.

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